The Influence of Intention, Altruism, and Gen Z Behaviour on Digital Cash Waqf based on the Unified Theory of Acceptance and Use of Technology Approach with Religiosity as a Moderating Variable in Central Java

Abstract

Technological developments have changed the order of one's life, including Generation Z Muslims in doing good deeds. The Indonesian Waqf Board and waqf recipient institutions are currently carrying out a strategy in collecting waqf which is called digital cash waqf. This is because every year there is an increase in online donation growth. The purpose of this study was to find out how much influence the intention, altruism and behavior factors of Gen Z have on the development of digital cash waqf which adopts the theoretical construct of the Unified Theory of Acceptance and Use of Technology (UTAUT) as this research variable. This research was conducted using an online survey involving 238 respondents who live in Central Java, a quantitative method based on SEM-PLS using SmartPLS version 4. The results of this study indicate that Performance Exceptancy, Effort Exceptancy and Altruism have no significant effect on Intention. While Social Influence has a significant effect on Intention and Facilitating Conditions has a significant effect on Behavior. In the moderating variable Religiosity can moderate Social Influence on Intention to have a significant effect. Whereas religiosity moderates Performance Exceptancy, Effort Exceptancy, Altruism to Intention and moderates Facilitating Conditions to Behavior found to have no significant effect on Gen Z in waqf through digital cash waqf in Central Java.