Indah Dwi Lestari, et al. “THE INFLUENCE OF RELIGIOSITY AND PERCEPTIONS OF INTERNAL CONTROL ON BAD DEBTS OF REVOLVING FUNDS IN PROGRAM KOTA TANPA KUMUH (KOTAKU) IN JAMBI CITY”. Swakarya: Jurnal Penelitian Sosial Dan Pengabdian Masyarakat, vol. 1, no. 2, Oct. 2023, pp. 42-54, doi:10.59698/swakarya.v1i2.69.